Access Institutional Grade Real Estate Investments from S$2,000
Tap into exclusive global private real estate investment opportunities. Co-invest with large institutional real estate investors and managers and enjoy higher risk-adjusted returns that were only available to institutions previously.
Earn up to 15% p.a. on Corporate Loan Investments
Tap into promising credit investment opportunities through our innovative products and structures. Vetted and managed by an experienced team. You invest, Minterest handles the rest.
Access the S$8 million COVID-19 SME Help Fund
Minterest is honoured to be facilitating this SME Help Fund set up by ARA, Straits and JLFO to help Singapore SMEs temporarily tide over the COVID-19 pandemic.
Minterest joins ARA Group
ARA Asset Management, together with Mr. John Lim, has jointly acquired a majority stake in Minterest Group. With the solid backing of the ARA Group, Minterest expects to deliver more diversified and exclusive investment opportunities for investors.
S$162 Million raised on the Minterest platform
88% of our deals are funded in a day
Proprietary credit algorithm
Backed by ARA
Regulated by MAS
The Minterest Difference
Minterest is a leading digital investment platform which serves as a gateway for corporates and individuals to access financial services solutions and investment opportunities through its digital marketplace platform.Our aim is to democratise access into alternative investments and offer diversified investment opportunities across various asset classes such as institutional-grade real estate, corporate financing and structured solutions – offering all investors the opportunities to diversify and enhance their portfolios.
Key Rating Factors
Introducing MintGrade
MintGrade is our proprietary credit scoring model used to determine the unique interest rate given to each funding request. Our data driven model processes over 300 data points, including both quantitative and qualitative factors.
I am:
Sign Up
Sign up for an Investor account on the Minterest Platform.
Fund Wallet
Once an Investor’s account is verified, funds can be transferred to the Minterest e-wallet.
Invest
Approved funding requests are launched on the Minterest platform. Investors can view full details of each investment opportunity and start investing.
A Better Way to Invest
Sign Up
Sign up for a Borrower account on the Minterest Platform. Submit your loan application and required documents online.
Request
Our team carefully reviews each application. Each funding request is assigned a MintGrade rating and a unique interest rate based on its credit quality.
Get Funded
Approved funding requests are made available on the Minterest platform. Once the loan has been fully funded, it will be disbursed to the business immediately.
Our Financing Solutions
S$162 Million
raised on the Minterest platform
Completed Funding Requests
Real Estate
Short Term fixed Income Investment
Amount Requested
S$500,000
Tenor
3 months
Interest Rate (p.a.)
6%
Minimum Investment
S$2,000
MintGrade: NA
Real Estate
Premium Property Investment – Fixed Income Notes Series 2
Amount Requested
S$500,000
Tenor
6 months
Interest Rate (p.a.)
5%
Minimum Investment
S$2,000
MintGrade: NA
Loan
Short Term Financing for an IT products distributor
Amount Requested
S$800,000
Tenor
3 months
Interest Rate (p.a.)
8%
Minimum Investment
S$100
MintGrade: B
Loan
Short Term Financing for an industrial parts supplier
Amount Requested
S$100,000
Tenor
8 months
Interest Rate (p.a.)
15%
Minimum Investment
S$100
MintGrade: C
Invoice Financing
Invoice Financing for a local general contracting company
Amount Requested
S$111,000
Tenor
2 months
Interest Rate (p.a.)
6%
Minimum Investment
S$100
MintGrade: AA
Invoice Financing
Invoice Financing for a robotics company
Amount Requested
S$100,000
Tenor
2 months
Interest Rate (p.a.)
12%
Minimum Investment
S$100
MintGrade: C
View More Funding Requests
Featured In
Awards
Latest News
ARA, John Lim’s family office make foray into fintech with majority stake in Minterest
Minterest is pleased to announce that ARA Asset Management has, together with Mr. John Lim jointly acquired a majority stake in Minterest Group. ARA is a leading Asia Pacific real assets fund manager with a global reach and gross assets under management of S$88 billion. The investment in Minterest reflects ARA’s forward-looking take on fintech and the role of real estate digitalisation in the future economy.
ARA-backed Minterest sells out first real estate investment product in 11 minutes
Minterest has launched its very first real estate short term fixed income facility, backed by a secured mezzanine debt financing product, by way of co-investment with Straits Real Estate (SRE). This first deal was fully subscribed in just 11 minutes after launch! We are immensely grateful for the huge amount of support and trust that our Investors have in Minterest.
SME Help Fund upsized to S$8 million
Minterest is honoured to be facilitating this worthy initiative -a SME Help Fund set up by ARA, Straits and JLFO. The S$8 million fund will assist Singapore SMEs with short term loans during this difficult COVID-19 outbreak. Minterest will process loan applications on behalf of the SME Help Fund and disburse funds to approved applicants.
