Financing solutions based on your needs

I need


S$50K

S$5M

with a loan term of

months

Estimated total interest payable based on 8% per annum*:

*subject to change, our interest rates range from 8 - 18% p.a.

Access funding with Minterest

Competitive and unique interest rates, no locks-ins, no hidden fees

88% of deals are funded within 24 hours of listing on the platform

Get funded up to S$5 Million

Our Financing Solutions

At Minterest, we know that no two businesses are alike. We carefully analyse your business requirements and offer customised solutions. Our aim is to enable you to achieve the best financial outcome for your business.

Select the type of funding which best suits your needs

Borrower product icon ver 3
Working Capital Solutions​
Obtain additional working capital for your business through short term loans, bridging loans, revolving credit, secured loans, supply chain financing and other bespoke solutions.

Financing Amount

S$100,000 – S$5,000,000

Tenor

2 – 12 months

Financing Rates

6 – 15% p.a. (EIR)
Invoice Financing Solutions
Convert invoices into cash through our factoring solutions. Increase cash flow by monetising your accounts receivables and unpaid invoices.

Financing Amount

S$20,000 – S$5,000,000

Tenor

1 – 4 months

Financing Rates

6 – 18% p.a. (EIR)
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Structured Finance Solutions
Structured, off balance sheet medium term notes programme and project financing solutions through the use of credit insurance, capturing of cash flows and other credit enhancement mechanisms.

Financing Amount

S$2,000,000 – S$30,000,000

Tenor

12 – 18 months

Financing Rates

5 – 12% p.a. (EIR)
Commercial Real Estate Finance Solutions
Debt financing secured and/or backed by real estate. Senior or mezzanine debt financing structures to meet project/investment requirements.

Financing Amount

S$2,000,000 – S$15,000,000

Tenor

12 – 24 months

Financing Rates

5 – 10% p.a. (EIR)
Borrower product icon ver 3
Working Capital Solutions​
Obtain additional working capital for your business through short term loans, bridging loans, revolving credit, secured loans, supply chain financing and other bespoke solutions.

Financing Amount

S$100,000 – S$5,000,000

Tenor

2 – 12 months

Financing Rates

6 – 15% p.a. (EIR)
Invoice Financing Solutions
Convert invoices into cash through our factoring solutions. Increase cash flow by monetising your accounts receivables and unpaid invoices.

Financing Amount

S$20,000 – S$5,000,000

Tenor

1 – 4 months

Financing Rates

6 – 18% p.a. (EIR)
Investor product icon ver 3
Structured Finance Solutions

Structured, off balance sheet medium term notes programme and project financing solutions through the use of credit insurance, capturing of cash flows and other credit enhancement mechanisms.

Financing Amount

S$2,000,000 – S$30,000,000

Tenor

12 – 18 months

Financing Rates

5 – 12% p.a. (EIR)
Commercial Real Estate Finance Solutions
Debt financing secured and/or backed by real estate. Senior or mezzanine debt financing structures to meet project/investment requirements.

Financing Amount

S$2,000,000 – S$15,000,000

Tenor

12 – 24 months

Financing Rates

5 – 10% p.a. (EIR)
Individual

Are you an individual looking for financing solutions? Visit our consumer financing arm, Minterest Money for more information.

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Testimonials

Stephan Zoisl
Stephan Zoisl

Chef’s Table

“I was looking for a financing solution that was not from a traditional bank, which is how I discovered Minterest. The whole process was very quick and it took less than 10 days to get my funding. I was very surprised because usually with banks, it takes months to get all the time consuming paperwork done. Minterest truly brings another option for businesses to obtain funding to expand.”

Leon Foo
Leon Foo

Papa Palheta

“My experience working with Minterest was almost seamless. We felt very comfortable with the whole process and due diligence that we went through. The bankers have vast experience, they were able to analyse my business model and advise us on how we can best utilise the funds in that period. SMEs can really leverage on their experience to get tailored borrowing solutions that fit our needs and propel the business forward.”
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Get started with Minterest

Access funding in as fast as 10 working days

Sign Up

Sign up for a Borrower account online in just a few simple steps.

Submit Documents

It only takes less than 10 minutes to fill in the online application form and submit all your relevant documents easily.

Raise Funds

Once your loan application is approved, it will be posted on the platform and ready to be funded by Investors.

Get Funded

Receive your funds once it is fully subscribed and confirmed. Use the financing proceeds to fuel your business growth.

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