All Funding Requests listed on Minterest will be given a rating known as MintGrade. The MintGrade rating is our proprietary credit assessment
FAQ Category: General
Our terms which include the use of the website, data protection and how lenders interact with borrowers are set out in our Platform Terms.
The registration and acceptance requirements of an investor and a borrower are very different. As such, one account cannot be used for both investing and borrowing.
Personal documents are required for us to undertake “know your customer” (KYC) due diligence to enable us to know you and manage risk in a prudent manner.
Loan Requests posted on Minterest falls into one of the following categories:
Investors who have registered and successfully completed either the knowledge/experience or the suitability questionnaires can access the platform to view live deals.
Marketplace funding is the practice of financing a project, venture or business through the raising of funds from a large number of people (i.e. the crowd).
Yes, Minterest is regulated by the Monetary Authority of Singapore under the Securities and Futures Act. We hold Capital Market Services Licence (Number: CMS100573) to deal in capital market products.
Minterest Private Limited (“Minterest”) is a digital platform that aims to provide a fresh perspective to the way people look at marketplace funding by bringing borrowers and investors together through customised processes and relevant solutions to help them achieve their financial goals. Our mission is to empower and deliver on objectives of everyday investors and businesses through customised processes using fintech solutions.