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Did you know that you can invest in property without actually owning one?

To many Singaporeans, investing in property is seen as a safe, fail proof investment plan, given the appreciation in value of properties over time in land scarce Singapore. However, with rising property prices and tightened regulations, it has become increasingly challenging for one to own multiple properties for investment purposes. Nonetheless, there are alternative ways you can reap the returns of investing in property assets without owning one. Read on to find out how you can do so.

REITS

Real Estate investment trusts (REITS) is one of the alternatives where investors can invest in real estate without buying a physical property. REITS enables investors to buy shares of companies that own or manage a portfolio of real estate such as commercial office buildings or even retail malls. Apart from the potential upside of the appreciation of the property in value, investors can earn returns through dividends which are from rental income collected from the properties. For investors, REIT is a popular portfolio diversification strategy by investors due to its liquidity and relatively stable returns. Singapore REITs have returned S$486 for every S$100 investment from the first quarter of 2009 to the first quarter of 2021. By breaking down the cost of the property into bite-sized chunks available for investors to purchase as stocks, REITS enable investors to partake in real estate with significantly lower capital compared to buying a property. For example, Suntec Real Estate Investment Trust (Suntec REIT) closed on 1st Dec 2021 at $1.5 SGD per share, investors can buy in starting from $1,500 SGD, the cost of 1 lot.

Property Stocks

Property stocks are also an alternative for an easy and accessible way to invest in the property market without buying one. Popular property stocks such as CapitaLand Limited, APAC Realty Limited, CDL Hospitality Trusts, etc., can be easily purchased on the Singapore Exchange. However, investors will need to do their due diligence in evaluating the fundamentals of the companies they are choosing to invest in. The stability of the management and its businesses are factors that may affect the performance of the property stocks. Moreover, property companies may or may not declare a payout in the form of dividends, whereas REITs need to distribute at least 90% of their net income as payouts.

Minterest Strengths in Property Investment

At Minterest, we unlock new ways to invest. Through our digital investment platform, we allow investors to be able to access institutional-grade real estate investments which traditionally are only available to high-net-worth individuals and financial institutions. Institutional-grade real estate investments involve structured projects around a property and sometimes a property asset manager. For example, a developer who raises capital for refurbishing a dated commercial building and manages the tenant mix of the property, is unlike a property pledged as collateral for loan by an individual or a business. Being a member on our platform allows investors to be able to invest alongside renowned real estate investment managers such as ARA and APM, their property management arm.Investors can expect potentially higher returns as they are able to invest into the property, at an early stage together with institutional investors.  

Bite-Sized Amounts – From S$2000

From as low as S$2000, our members can directly invest in premium real estate properties through our institutional grade real estate investments. This is a palatable entry price for investors into real estate investments.

Managed by Experts

Managing real estate investments can be quite a risky and daunting task. Our team of financial experts curate the investment deals featured on our digital investment platform. You don’t have to be an expert to invest like one, investments are made simple and easy to understand with Mint Grade for investors on our platform

Short-term Investments

Moreover, you can choose short-term investments with a tenor of 3-6 months to help manage your investment portfolio and it’s liquidity. 

Investment Diversity

You can further diversify your portfolio by investing in premium properties across different countries. Our institutional-grade real estate investments have featured a mix of residential and retail property with a portfolio of 24 properties across six countries and three asset classes (residential, commercial and retail). To give you a flavor, we’ve completed investments featuring residential high-rise developments in West of Melbourne’s CBD (Australia) as well as residential properties in Dongdaemun – a stone’s throw from Seoul’s CBD (South Korea). In addition, investors can set their minds at ease if currency rate fluctuations is a concern as Minterest hedges the currency risk on behalf of our investors to ensure their investment returns are not affected.

Stable Returns

Investors can expect stable returns of 3.5 -10% pa. through assessment and due diligence from our team of financial experts working with partners who are in-market real estate specialists.

To conclude, there are many ways to invest in property without having the need to own a physical one. With Minterest, for just S$2000, investors can kickstart their journey into real estate investments

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located at Suntec City Mall, #02-490 North Wing, 3 Temasek Boulevard (Note: North Wing is located between Between Suntec Towers 1 and 2), Singapore 038983

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*Terms and Conditions

Promotion is valid till 31 January 2022 or while stocks last.
Promotion is valid for the first 100 redemptions online. 

Offer is valid for new member sign ups on the Minterest platform (minterest.sgthrough our campaign registration link provided over email. Members are defined as those who have completed your identify verification on our platform. Offer is not exchangeable for cash.

Minterest, a leading Digital Investment Platform

Minterest connects People to opportunities through our ecosystem of financial services. Experience the difference with our digital investment platform. At Minterest, you can access unique debt investment opportunities in promising businesses as well as quality real estate institutional deals. Our expertise lies in uncovering opportunities through in-depth understanding of the sectors we work in.

– Invest anytime, anywhere

– Start as low as $50

– Up to 14% interest rates p.a.* in returns

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Shaun Tan

Loan Executive

With 6 years of financial planning experience, Shaun has helped many individual and corporate clients achieve their goals. 

Shaun is passionate about life and adventure, and is a licensed divemaster who enjoys bringing the joy of the underwater world to others.